I had a hard time justifying buying this camera because I already own a couple of very nice cameras. However, I often find myself wishing I had a camera that was compact enough to carry with me where a full blown camera and bag was just not practical or outright difficult. When the impulse side of me won out, I went to the store and started comparing small compact cameras. I wanted as much zoom and quality in as small of a package as I could get. The sales person and I ended up on the floor with several cameras out of the boxes comparing the different features. The Olympus Stylus 840 won out for several reasons but the surprise was when I got it home and got to play with it for a few days. Photography was my father's hobby and he spent many years trying to teach me the ins and outs of f-stops, shutter speeds, etc. I understand the concepts but was never any good in practice. When it came to shooting a real event (not just playing with the camera), I always went back to the automatic mode.
The Stylus 840 has the Automatic mode, which is great, but it also has a set of Scene modes for shooting in different settings. This is nothing new, but my experience has always been that getting to those modes (without some preplanning) was difficult and I seldom, if ever, used them. The Stylus has made them very easy and quick to get to. No digging. The Guide mode guides the user to make decisions about the settings. This is kind of a cross between having the camera do all the work and the user knowing what they are doing. Then there is the option of changing the exposure by pressing one button and choosing from the previews the best exposure to use. I LOVE this camera. The picture quality is great, it has a very quick response to pressing the shutter button (a big problem with my older camera), and it is so easy to use the extra features.
By the way, about the memory card. I was annoyed that it did not use a SD card because that is the card most of my toys use. There is now an adaptor that is included with the camera that will allow the use of the SD Micro card. Great... except you can use the Panorama feature ONLY with the Olympus xD card.
Olympus Stylus 840 8.0MP Digital Camera with 5x Optical Dual Image Stabilized Zoom
http://www.amazon.com/Olympus-Stylus-Digital-Optical-Stabilized/dp/B0011E870Y/ref=sr_1_33?ie=UTF8&s=photo&qid=1241422907&sr=1-33&tag=commentglitte-20&linkCode=ur2&camp=1789&creative=9325